The VA assists service members, veterans, and eligible surviving spouses in achieving homeownership through loans provided by banks and mortgage companies.
A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.
Several VA housing programs can help members buy, build or repair their homes. Loan types may include home purchase loans, interest rate reduction refinance loans (IRRRL), and adapted housing grants geared toward veterans with a service-connected disability.
The following table shows the ranking of states in terms of total VA home loans.
Total VA Home Loan Value, Ranked by State (2021, Q4)
| Rank | State | Total VA Home Loan |
|---|---|---|
| 1 | California | $12.1 billion |
| 2 | Virginia | $7.5 billion |
| 3 | Texas | $7.5 billion |
| 4 | Florida | $7.5 billion |
| 5 | Washington | $4.3 billion |
| 6 | Colorado | $4 billion |
| 7 | North Carolina | $3.8 billion |
| 8 | Georgia | $3.7 billion |
| 9 | Arizona | $3.5 billion |
| 10 | Maryland | $3.4 billion |
| 11 | Tennessee | $2.2 billion |
| 12 | South Carolina | $2.1 billion |
| 13 | Nevada | $1.9 billion |
| 14 | Alabama | $1.6 billion |
| 15 | Ohio | $1.6 billion |
| 16 | Pennsylvania | $1.5 billion |
| 17 | Oregon | $1.5 billion |
| 18 | Illinois | $1.4 billion |
| 19 | Hawaii | $1.3 billion |
| 20 | Missouri | $1.3 billion |
| 21 | Utah | $1.1 billion |
| 22 | Indiana | $1.1 billion |
| 23 | Michigan | $1.1 billion |
| 24 | Minnesota | $993.5 million |
| 25 | New Jersey | $986.8 million |
| 26 | Oklahoma | $982 million |
| 27 | Massachusetts | $930.1 million |
| 28 | New York | $922.8 million |
| 29 | Idaho | $878.1 million |
| 30 | Louisiana | $822.6 million |
| 31 | Kentucky | $779.8 million |
| 32 | Wisconsin | $762.2 million |
| 33 | New Mexico | $678.7 million |
| 34 | Arkansas | $613.1 million |
| 35 | Kansas | $589.3 million |
| 36 | Alaska | $583.1 million |
| 37 | Mississippi | $568.4 million |
| 38 | Connecticut | $479 million |
| 39 | Nebraska | $425.5 million |
| 40 | Montana | $421.6 million |
| 41 | Iowa | $394.4 million |
| 42 | New Hampshire | $361.2 million |
| 43 | Delaware | $333.1 million |
| 44 | West Virginia | $289.8 million |
| 45 | Maine | $272.2 million |
| 46 | Wyoming | $261.7 million |
| 47 | South Dakota | $239.3 million |
| 48 | Rhode Island | $193 million |
| 49 | North Dakota | $183.4 million |
| 50 | District of Columbia | $183.4 million |
| 51 | Vermont | $98.9 million |
| 52 | Guam | $62.3 million |
| 53 | Puerto Rico | $60.8 million |
| 54 | Virgin Islands | $9.9 million |
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