Number of VA purchase loans in Kentucky rises 8.5% in 2025 compared to 2024

Denis R. McDonough Secretary of Veterans Affairs
Denis R. McDonough Secretary of Veterans Affairs
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The number of VA purchase loans in Kentucky for 2025 was 4,245 and totaled $1.3 billion, according to figures provided by the Veterans Affairs Home Loans Index.

By comparison, there were 4,141 VA purchase loans in Kentucky for the previous year, totaling $1.2 billion.

The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.

A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.

Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.

Information in this article was obtained from the U.S. Department of Veterans Affairs (VA). The source data can be found here.



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