The U.S. Department of Veterans Affairs (VA) issued 2,013 home loans in Kentucky, totaling $617.4 million, during the fourth quarter of the fiscal year 2025, according to the Veterans Affairs Home Loans Index.
In the same quarter of the previous year, Kentucky issued 1,880 home loans, totaling $549 million.
The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.
A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.
Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.
| Quarter | Number of Loans | Total Loan Amount |
|---|---|---|
| Q4 2025 | 2,013 | $617.4 million |
| Q4 2024 | 1,880 | $549 million |
Information in this article was obtained from the Veterans Affairs Home Loans Index. The source data can be found here.
