A Louisville woman has pleaded guilty to federal charges after defrauding more than 50 customers through her pool installation business. Tracy Davenport, 51, admitted in court on February 19, 2026, that she and others working under her direction convinced customers to sign contracts for pool installations and pay large upfront deposits. Instead of using the funds as agreed, Davenport diverted the money for other purposes.
Davenport pleaded guilty to wire fraud, bankruptcy fraud, and money laundering as outlined in a nineteen-count indictment. She is scheduled to be sentenced on May 20, 2026. The court will consider federal sentencing guidelines and other factors before issuing a sentence. Davenport must also pay at least $3,398,536.75 in restitution to the victims.
United States Attorney Kyle Bumgarner said, “This fraudulent conduct had a significant financial and emotional impact on many people. This defendant created numerous truly innocent victims who worked hard and, in some cases, worked their entire lives to be able to purchase a pool only have their money stolen. I am thankful to our law enforcement partners for everyone’s contributions toward attempting to right this wrong.”
Commonwealth’s Attorney Gerina D. Whethers added: “I want to applaud the extensive and outstanding work of the United States Attorney’s Office for the Western District of Kentucky. The continued support of our local, state, and federal law enforcement partners towards this case is a testament to what can be achieved through strong partnerships. These collaborations were all instrumental in this case’s resolution,” said Commonwealth’s Attorney Gerina D. Whethers. “I also want to particularly commend Commonwealth Attorney’s Detective Michael Smithers, who was instrumental in ensuring justice was served. His pursuit of this effort was over and beyond his day-to-day duties with us. His dedication to the victims in this case ensured the tools were there for this prosecution to be done at the federal level.”
There is no parole available under federal law.
The investigation involved the FBI Louisville Office and IRS Criminal Investigation with help from local agencies including Louisville Metro Police Department and Jefferson County Commonwealth Attorney’s Office.
Assistant U.S. Attorney Nicole Elver is handling the prosecution.
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